{"ok":true,"site":{"host":"credsutra.in","url":"https://credsutra.in/mcp/","type":"live","desc":"Verify, execute, and test browser-native financial model contexts locally.","tools":[{"name":"calculateCardRewards","kind":"act","impl":"imperative","description":"Calculates the estimated monthly reward yields for top Indian credit cards based on spend categories.","inputSchema":{"type":"object","properties":{"monthlySpend":{"type":"number","description":"The user estimated monthly spend amount in INR (e.g. 50000)."},"onlineSpendPercentage":{"type":"number","description":"Percentage of total monthly spend conducted online (e.g. 70)."}},"required":["monthlySpend","onlineSpendPercentage"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/mcp/","pages":["/mcp/","/","/choose/","/compare/","/loans/","/loyalty/"]},{"name":"compareCards","kind":"act","impl":"imperative","description":"Compares two credit cards side-by-side highlighting devaluations, fees, and travel perks.","inputSchema":{"type":"object","properties":{"cardA":{"type":"string","description":"The key/id of the first card (e.g. \"hdfc-regalia-gold\", \"sbi-cashback\")."},"cardB":{"type":"string","description":"The key/id of the second card (e.g. \"au-ixigo\", \"diners-club-privilege\")."},"compact":{"type":"boolean","description":"Optional. If true, returns a compact comparison payload omitting repetitive raw specifications."}},"required":["cardA","cardB"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/mcp/","pages":["/mcp/","/","/choose/","/compare/","/loans/","/loyalty/"]},{"name":"checkLoungeEligibility","kind":"answer","impl":"imperative","description":"Reports whether airport lounge eligibility can be established from accepted issuer, network and spend conditions; returns unavailable while terms are under review.","inputSchema":{"type":"object","properties":{"cardId":{"type":"string","description":"The identifier of the credit card."},"quarterSpend":{"type":"number","description":"Amount spent on the card in the previous calendar quarter in INR."}},"required":["cardId","quarterSpend"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/mcp/","pages":["/mcp/","/","/choose/","/compare/","/loans/","/loyalty/"]},{"name":"recommendCards","kind":"act","impl":"imperative","description":"Recommends the top credit cards based on a user spend profile and existing owned cards.","inputSchema":{"type":"object","properties":{"profile":{"type":"object","description":"User profile object containing monthlySpend, spendSplit, and optional wantsLounge."},"ownedCards":{"type":"array","items":{"type":"string"},"description":"Array of card slugs the user already owns."},"scenario":{"type":"string","enum":["floor","portal","as-published"],"description":"Optional redemption channel to value reward points at (issue #159). Defaults to 'as-published', which returns each card's own published percentages unconverted and discloses that they embed the issuer's undisclosed point valuation. 'floor' values points at the card's worst readily-accessible liquid channel (statement credit / catalogue voucher) — the guaranteed cash-in-hand comparison. 'portal' values them at the issuer's own travel portal. Either scenario EXCLUDES cards whose conversion chain is not fully published rather than estimating one, so a scenario result covers fewer cards; the excluded count is returned in `quarantined`."}},"required":["profile"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/mcp/","pages":["/mcp/","/","/choose/","/compare/","/loans/","/loyalty/"]},{"name":"getCardReview","kind":"answer","impl":"imperative","description":"Retrieves the detailed editorial review, fee waiver terms, lounge access rules, reward earn rates, and key facts for any Indian credit card.","inputSchema":{"type":"object","properties":{"cardId":{"type":"string","description":"The slug or identifier of the credit card (e.g. \"hdfc-regalia-gold\", \"sbi-cashback\", \"au-ixigo\")."},"locale":{"type":"string","enum":["en","hi","hinglish"],"description":"Optional language locale. Defaults to 'en'."}},"required":["cardId"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/mcp/","pages":["/mcp/","/","/choose/","/compare/","/loans/","/loyalty/"]},{"name":"getLatestNews","kind":"answer","impl":"imperative","description":"Fetches the latest credit card news, devaluation tracker updates, milestone cuts, fee revisions, and upcoming policy changes.","inputSchema":{"type":"object","properties":{"bank":{"type":"string","description":"Optional bank or issuer filter (e.g. 'HDFC Bank', 'Axis Bank', 'SBI', 'American Express')."},"cardId":{"type":"string","description":"Optional affected card slug filter (e.g. 'hdfc-regalia-gold', 'amex-platinum-travel')."},"limit":{"type":"number","description":"Maximum number of news/devaluation records to return (default 5, max 20)."}}},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/mcp/","pages":["/mcp/","/","/choose/","/compare/","/loans/","/loyalty/"]}],"category":"Finance & Crypto","favicon":"/favicons/credsutra.in.png","apiSurface":"spec","toolCount":6}}