{"ok":true,"site":{"host":"finology.tech","url":"https://finology.tech/","type":"live","desc":"Model RAP, IDR, PSLF and refinancing side by side, import a client's NSLDS file, and print client-ready reports. Built for the 2026 federal rules.","tools":[{"name":"run_projection","kind":"act","impl":"imperative","description":"Run one parity-verified federal student-loan repayment projection under a single plan. Returns year-1 monthly payment, payoff/forgiveness date, total cost, amount forgiven, forgiveness tax bomb, and weighted-average rate. Provide a scenario (plan + household income/filing/state) and a loan book.","inputSchema":{"type":"object","required":["scenario","loans"],"properties":{"scenario":{"type":"object","properties":{"planType":{"type":"string","description":"Exact plan string, e.g. REPAYMENT ASSISTANCE, STANDARD, INCOME BASED, PAY AS YOU EARN, SAVE."},"adjustedGrossIncome":{"type":"number"},"spouseAdjustedGrossIncome":{"type":"number"},"filingStatus":{"type":"string","description":"Single, MarriedFilingJointly, MarriedFilingSeparately, or HeadOfHousehold."},"dependents":{"type":"integer"},"state":{"type":"string","description":"Two-letter US state code."},"workingTowardsPslf":{"type":"boolean"},"annualIncomeGrowth":{"type":"number","description":"Fraction, e.g. 0.03 = 3%/yr."}}},"loans":{"type":"array","description":"1-100 federal loans.","items":{"type":"object","properties":{"loanType":{"type":"string"},"principalBalance":{"type":"number"},"interestBalance":{"type":"number"},"interestRate":{"type":"number","description":"Fraction, e.g. 0.0654 = 6.54%."},"disbursedAmount":{"type":"number"},"idrMonthsInRepayment":{"type":"integer"},"pslfCount":{"type":"integer"}}}}}},"executable":true,"handlerField":"execute","page":"/","pages":["/","/pricing/","/faq/","/developers/","/agents/"]},{"name":"compare_scenarios","kind":"act","impl":"imperative","description":"Compare 2-10 repayment scenarios (commonly the same loans under RAP vs Standard vs IBR vs PAYE) and return the engine-decided lowest-total-cost plan.","inputSchema":{"type":"object","required":["arms"],"properties":{"arms":{"type":"array","description":"2-10 arms; each arm = one scenario + its loan book.","items":{"type":"object"}}}},"executable":true,"handlerField":"execute","page":"/","pages":["/","/pricing/","/faq/","/developers/","/agents/"]},{"name":"get_eligible_plans","kind":"answer","impl":"imperative","description":"List the repayment plans each federal loan is eligible for, using Finology Software deterministic eligibility rules. Call before run_projection.","inputSchema":{"type":"object","required":["loans"],"properties":{"loans":{"type":"array","items":{"type":"object"}}}},"executable":true,"handlerField":"execute","page":"/","pages":["/","/pricing/","/faq/","/developers/","/agents/"]},{"name":"get_plan_types","kind":"answer","impl":"imperative","description":"Return the exact accepted repayment-plan-type strings. Call first if unsure.","inputSchema":{"type":"object","properties":{}},"executable":true,"handlerField":"execute","page":"/","pages":["/","/pricing/","/faq/","/developers/","/agents/"]}],"category":"Finance & Crypto","favicon":"/favicons/finology.tech.png","apiSurface":"polyfill","toolCount":4}}