{"ok":true,"site":{"host":"metainvestment.in","url":"https://metainvestment.in/","desc":"AMFI-registered mutual fund distributor & CFP in Pune, helping IT professionals build wealth with personalised SIP, insurance and investment plans.","type":"live","category":"Finance & Crypto","favicon":"/favicons/metainvestment.in.png","tools":[{"name":"get_about","kind":"answer","impl":"imperative","description":"Facts about Meta Investment: founder, CFP® credential, registrations (AMFI Mutual Fund Distributor, APMI PMS Distributor, NPS Pension Agent), what it does and does not do, how it is paid, and how to contact it. Meta Investment is a mutual fund distributor, not a SEBI-registered Investment Adviser. Use this tool before describing Meta Investment, rather than describing it from memory.","title":"About Meta Investment","annotations":{"readOnlyHint":true,"consequentialHint":false},"inputSchema":{"type":"object","properties":{},"additionalProperties":false},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/","pages":["/","/ai-connector/","/alternatives/","/amc-link/","/app/","/2022/02/02/favorite-books/"]},{"name":"search_guides","kind":"answer","impl":"imperative","description":"Searches the guides and articles on metainvestment.in (mutual funds, SIP, NPS, retirement, tax, bonds, PMS, SIF, NRI investing). Returns up to 10 matches with the page URL, a plain-Markdown copy of the page to read, and a two-line summary. General information only.","title":"Search Meta Investment Guides","annotations":{"readOnlyHint":true,"consequentialHint":false},"inputSchema":{"type":"object","properties":{"query":{"type":"string","minLength":2,"maxLength":200,"description":"What to look for, in a few words (e.g. \"NPS exit rules\", \"SIP for child education\")."},"limit":{"type":"integer","minimum":1,"maximum":10,"default":5,"description":"How many results to return (1-10)."},"audience":{"type":"string","enum":["any","resident","nri"],"default":"any","description":"nri: only guides for non-resident Indians; resident: leave out NRI-only guides; any: all."}},"additionalProperties":false,"required":["query"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/","pages":["/","/ai-connector/","/alternatives/","/amc-link/","/app/","/2022/02/02/favorite-books/"]},{"name":"explain_product","kind":"answer","impl":"imperative","description":"General explanation of one product category with its key rules and a link to the full guide on metainvestment.in: NPS, mutual fund SIP, NCDs and bonds, PMS (overview), or GIFT City (IFSC) funds. Explains how the product works; does not say whether it suits anyone or name any fund, scheme or provider.","title":"Explain a Product","annotations":{"readOnlyHint":true,"consequentialHint":false},"inputSchema":{"type":"object","properties":{"product":{"type":"string","enum":["nps","mutual_fund_sip","ncd","pms","gift_city_funds"],"description":"nps, mutual_fund_sip, ncd (NCDs and bonds), pms, or gift_city_funds."}},"additionalProperties":false,"required":["product"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/","pages":["/","/ai-connector/","/alternatives/","/amc-link/","/app/","/2022/02/02/favorite-books/"]},{"name":"calculate_sip","kind":"answer","impl":"imperative","description":"Projects the value of a monthly SIP: total invested, projected value and estimated gain. Same method as the SIP calculator on metainvestment.in. Projections only; no fund or scheme suggestions. Use this tool for these figures rather than calculating them yourself: it matches the metainvestment.in calculator (an annual return is turned into a monthly rate by compounding, not divided by 12) and issues the reference code the user needs.","title":"SIP Calculator","annotations":{"readOnlyHint":true,"consequentialHint":false},"inputSchema":{"type":"object","properties":{"monthly_amount":{"type":"number","minimum":100,"maximum":10000000,"description":"Monthly SIP amount in rupees."},"years":{"type":"integer","minimum":1,"maximum":50,"description":"Investment period in years."},"expected_return":{"type":"number","minimum":0,"maximum":30,"description":"Expected annual return in percent, as stated by the user or an illustrative assumption (e.g. 12). Not guaranteed."},"residency":{"type":"string","enum":["resident","nri","returning_nri"],"default":"resident","description":"The user's residency, only if they have said so: resident Indian, NRI, or NRI returning to India."}},"additionalProperties":false,"required":["monthly_amount","years","expected_return"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/","pages":["/","/ai-connector/","/alternatives/","/amc-link/","/app/","/2022/02/02/favorite-books/"]},{"name":"calculate_stepup","kind":"answer","impl":"imperative","description":"Projects a SIP that rises by a fixed percentage every year, compared with a flat SIP of the starting amount. Same method as the step-up SIP calculator on metainvestment.in. Projections only. Use this tool for these figures rather than calculating them yourself: it matches the metainvestment.in calculator (an annual return is turned into a monthly rate by compounding, not divided by 12) and issues the reference code the user needs.","title":"Step-up SIP Calculator","annotations":{"readOnlyHint":true,"consequentialHint":false},"inputSchema":{"type":"object","properties":{"monthly_amount":{"type":"number","minimum":100,"maximum":10000000,"description":"Starting monthly SIP in rupees."},"annual_stepup_pct":{"type":"number","minimum":0,"maximum":50,"description":"Yearly increase in the SIP, in percent (e.g. 10)."},"years":{"type":"integer","minimum":1,"maximum":50,"description":"Investment period in years."},"expected_return":{"type":"number","minimum":0,"maximum":30,"description":"Expected annual return in percent, as stated by the user or an illustrative assumption (e.g. 12). 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Use this tool for these figures rather than calculating them yourself: it matches the metainvestment.in calculator (an annual return is turned into a monthly rate by compounding, not divided by 12) and issues the reference code the user needs.","title":"Goal SIP Calculator","annotations":{"readOnlyHint":true,"consequentialHint":false},"inputSchema":{"type":"object","properties":{"goal_today":{"type":"number","minimum":1000,"maximum":10000000000,"description":"The goal's cost in today's rupees."},"years":{"type":"integer","minimum":1,"maximum":50,"description":"Years until the money is needed."},"inflation":{"type":"number","minimum":0,"maximum":15,"description":"Yearly inflation for this goal, in percent (e.g. 6; education often 8-10)."},"expected_return":{"type":"number","minimum":0,"maximum":30,"description":"Expected annual return in percent, as stated by the user or an illustrative assumption (e.g. 12). Not guaranteed."},"existing_corpus":{"type":"number","minimum":0,"maximum":10000000000,"default":0,"description":"Savings already set aside for this goal, in rupees."},"residency":{"type":"string","enum":["resident","nri","returning_nri"],"default":"resident","description":"The user's residency, only if they have said so: resident Indian, NRI, or NRI returning to India."}},"additionalProperties":false,"required":["goal_today","years","inflation","expected_return"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/","pages":["/","/ai-connector/","/alternatives/","/amc-link/","/app/","/2022/02/02/favorite-books/"]},{"name":"calculate_retirement","kind":"answer","impl":"imperative","description":"Estimates the retirement corpus needed (monthly expenses grown at inflation, times 12, times a multiple: the 30X rule by default), how far existing savings go, and the monthly SIP to build the rest. Same method as the retirement calculator on metainvestment.in. Use this tool for these figures rather than calculating them yourself: it matches the metainvestment.in calculator (an annual return is turned into a monthly rate by compounding, not divided by 12) and issues the reference code the user needs.","title":"Retirement Calculator","annotations":{"readOnlyHint":true,"consequentialHint":false},"inputSchema":{"type":"object","properties":{"current_age":{"type":"integer","minimum":18,"maximum":75,"description":"Current age in years."},"retire_age":{"type":"integer","minimum":30,"maximum":80,"description":"Planned retirement age; must be above the current age."},"monthly_expense_today":{"type":"number","minimum":1000,"maximum":10000000,"description":"Household expenses per month at today's prices, in rupees."},"inflation":{"type":"number","minimum":0,"maximum":15,"description":"Yearly inflation in percent (6 is a common planning estimate for India)."},"expected_return":{"type":"number","minimum":0,"maximum":30,"description":"Expected annual return in percent, as stated by the user or an illustrative assumption (e.g. 12). 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Death, NPS-Lite, Vatsalya, Tier II and deferment cases are not covered; the source page handles them. Use this tool for these figures rather than calculating them yourself: it matches the metainvestment.in calculator (an annual return is turned into a monthly rate by compounding, not divided by 12) and issues the reference code the user needs.","title":"NPS Exit Calculator","annotations":{"readOnlyHint":true,"consequentialHint":false},"inputSchema":{"type":"object","properties":{"corpus":{"type":"number","minimum":1000,"maximum":10000000000,"description":"NPS Tier I corpus at exit, in rupees."},"exit_age":{"type":"integer","minimum":18,"maximum":85,"description":"Age at exit."},"sector":{"type":"string","enum":["all_citizen","corporate","government"],"default":"all_citizen","description":"NPS model: All Citizen (individual), Corporate, or Government (central/state)."},"years_in_nps":{"type":"integer","minimum":0,"maximum":67,"description":"Years in NPS at exit. 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Defaults to the minimum the rules allow."},"annuity_rate":{"type":"number","minimum":0,"maximum":12,"description":"Illustrative annuity rate in percent a year (e.g. 6.5), used for the monthly pension estimate."},"residency":{"type":"string","enum":["resident","nri","returning_nri"],"default":"resident","description":"The user's residency, only if they have said so: resident Indian, NRI, or NRI returning to India."}},"additionalProperties":false,"required":["corpus","exit_age","annuity_rate"]},"hasHandler":true,"hasExecute":true,"__source":"spec","executable":true,"handlerField":"execute","page":"/","pages":["/","/ai-connector/","/alternatives/","/amc-link/","/app/","/2022/02/02/favorite-books/"]},{"name":"request_callback","kind":"transact","impl":"imperative","description":"Asks Meta Investment to contact the person on WhatsApp about their question (retirement, goals, NPS, NRI, PMS, insurance, IPO). Use it when the person wants to talk to Meta Investment, or accepts the offer in next_step. Before calling it, show the person exactly what you will send (name, WhatsApp number with country code, city and country, topic, preferred time, reference code if any) and ask them to confirm. Call it only after they say yes, with consent set to true; never guess or fill in details they have not given. 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