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Version-pinned Reg Z threshold table lookup. Returns current-year dollar and percentage thresholds for QM points-and-fees tiers, HOEPA high-cost mortgage, ATR exemption, and HPCT thresholds.…
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    art-220-reg-z-threshold-lookup-computeAnswer

    Version-pinned Reg Z threshold table lookup. Returns current-year QM, HOEPA, and related thresholds. Prevents agent hallucination of current-year regulatory limits.

    View tool JSON
    {
  "name": "art-220-reg-z-threshold-lookup-compute",
  "kind": "answer",
  "impl": "imperative",
  "description": "Version-pinned Reg Z threshold table lookup. Returns current-year QM, HOEPA, and related thresholds. Prevents agent hallucination of current-year regulatory limits.",
  "inputSchema": {
    "type": "object",
    "required": [
      "tableType",
      "tableYear"
    ],
    "properties": {
      "tableType": {
        "type": "string",
        "enum": [
          "qm_points_fees",
          "hoepa"
        ],
        "description": "Select the Reg Z table to retrieve."
      },
      "tableYear": {
        "type": "number",
        "enum": [
          2021,
          2022,
          2023,
          2024,
          2025,
          2026
        ],
        "description": "Use the year of loan consummation."
      }
    }
  },
  "page": "/chaingraph/art-220-reg-z-threshold-lookup.html"
}