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homeprotect.co.uk

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Find the ideal home insurance for you. Homeprotect offers specialist home insurance for unoccupied, non-standard construction & many more.
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    assessHomeRiskAnswer

    Assess home insurance risks for a UK property. Call this once you have collected all six required details from the user. Do not guess or assume any values. Collect the six details conversationally — ask one question at a time and do not request everything at once. A natural order is: postcode first, then cover type, property type, how the property is used, the era it was built, and number of bedrooms. Map the person's everyday wording to the allowed values (e.g. "Victorian" → built before 1900, "I rent it out" → let to tenants). Do not guess or assume any value — if something is unclear, ask.

    View tool JSON
    {
      "name": "assessHomeRisk",
      "kind": "answer",
      "impl": "imperative",
      "description": "Assess home insurance risks for a UK property. Call this once you have collected all six required details from the user. Do not guess or assume any values.\n\nCollect the six details conversationally — ask one question at a time and do not request everything at once. A natural order is: postcode first, then cover type, property type, how the property is used, the era it was built, and number of bedrooms. Map the person's everyday wording to the allowed values (e.g. \"Victorian\" → built before 1900, \"I rent it out\" → let to tenants). Do not guess or assume any value — if something is unclear, ask.",
      "inputSchema": {
        "type": "object",
        "properties": {
          "postcode": {
            "type": "string",
            "description": "The UK postcode of the property, e.g. SW1A 1AA"
          },
          "coverType": {
            "type": "string",
            "enum": [
              "buildings_contents",
              "buildings",
              "contents"
            ],
            "description": "Which areas to review: buildings and contents, buildings only, or contents only. Buildings covers the main structure of your home, including fixtures and fittings, outbuildings and other permanent outdoor structures (e.g. boundary walls) located within the boundary of your property that you’re legally responsible for. Contents covers your possessions within your property, including household appliances and fittings (i.e. the things you could take with you when moving home)."
          },
          "propertyType": {
            "type": "string",
            "enum": [
              "house",
              "flat",
              "bungalow",
              "other"
            ],
            "description": "The type of property, the options are house, flat, bungalow or other. "
          },
          "usage": {
            "type": "string",
            "enum": [
              "primary",
              "let",
              "holiday_home",
              "second_home",
              "unoccupied"
            ],
            "description": "How the property is used- the options are 'I live here permanently', 'Let to tenants', 'Holiday home', 'Second home' and 'Unoccupied'. If your property is used for multiple purposes select the option which is most relevant to your situation."
          },
          "yearBuilt": {
            "type": "string",
            "enum": [
              "pre_1900",
              "1900_1939",
              "1940_1979",
              "post_1980"
            ],
            "description": "Approximate era the property was built - the options here are 'Before 1900', '1900-1939', '1940-1979', 'After 1980'"
          },
          "bedrooms": {
            "type": "string",
            "enum": [
              "2_or_less",
              "3",
              "4_or_more"
            ],
            "description": "Number of bedrooms - the options are '2 or less', '3', '4 or more'"
          }
        },
        "required": [
          "postcode",
          "coverType",
          "propertyType",
          "usage",
          "yearBuilt",
          "bedrooms"
        ]
      }
    }